Free Injury Claim Valuations You Can Trust
The Mid-Atlantic Law Project Case Value Calculator evaluates the details of your accident, injuries, medical treatment, lost income, and other damages to provide an evidence-based estimate of what your personal injury claim may be worth.
Why This Calculator Exists
More than 70% of auto insurers in the U.S. use computerized claims-evaluation software — most commonly a program called Colossus — to generate their first settlement offers, often before a human adjuster ever gives the case an independent look. These systems convert your injury into a numeric score using preset codes and formulas, and insurers can configure them to underpay claims by 12–20% or more compared to what an experienced adjuster would otherwise recommend.
Insurance companies didn’t leave this to chance — they built tools specifically to calculate settlement numbers in their own favor. The Mid-Atlantic Law Project decided to level the playing field by creating Case Value Assessment™.
Why Use Our Settlement Calculator?
Honest Settlement Valuations
Estimates grounded in real case factors, not gimmicks or inflated numbers designed to get you to call.
Free, Quick and Easy
Get results in just a few clicks, no personal information required to start.
No Obligation
Get your estimate with zero pressure to retain an attorney or take any further action.
Know Before You Negotiate
Walk into any conversation with an adjuster already knowing what your case is likely worth.
Built for Your State
Estimates account for the laws that actually apply where your accident happened, not a generic nationwide average.
Free Consultation
Discuss your results with an attorney after your evaluation, at no cost.
What Cases Like Yours Have Been Worth
Illustrative ranges based on Illinois settlement and verdict patterns, by injury severity and venue:
These figures are original illustrative estimates for informational purposes only — not a prediction or guarantee for any individual case. See our Real Case Results page for actual, cited Illinois settlements and verdicts, and How We Calculate Case Value for the full methodology.
How It Works
Enter Your Accident Details
Fill out the case evaluation form with the specific details of your situation.
Get Your Instant Estimate
Receive a case value range in just a few clicks, based on the details you provide.
Request a Free Consultation
Discuss your results with an experienced attorney in our network, at no cost and no obligation.
What Our Clients Say
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Used Case Value Assessment™? We’d love to hear about your experience.
We’re Here to Help
Accidents don’t just hurt physically — they upend everything else, too. Medical bills pile up, work gets missed, and the financial pressure can feel just as overwhelming as the injury itself. MALP was built to ease that burden, starting with something every accident victim deserves but rarely gets from an insurance company: a clear, honest picture of what their case is actually worth.
Why Should I Hire a Personal Injury Lawyer?
Insurance companies have one goal after an accident: close your case for as little money as possible. They’re not on your side, no matter how friendly the adjuster sounds on the phone. Having an experienced personal injury attorney in your corner changes that dynamic — someone whose only job is fighting for the settlement you actually deserve, so you can focus on getting better instead of negotiating against a company built to say no.
The Insurance Company Has a Lawyer. You Should Too.
After a car accident, insurers move fast to protect their bottom line, not yours. Victims who hire an attorney typically recover significantly more than those who negotiate on their own. Case Value Assessment™ connects you with an experienced attorney who knows how to fight back.
One Conversation Could Change the Outcome of Your Case
Most victims don’t realize how much money they’re leaving on the table when they accept an insurer’s first offer. Medical bills, lost wages, emotional distress, and future medical costs are all damages you may be entitled to — but insurance companies rarely volunteer the full picture. An experienced attorney knows how to document every loss, push back on lowball offers, and build a case that reflects what your injuries actually cost you, not just what the insurer is willing to admit.
Timing matters more than most people realize. Evidence fades, witnesses forget details, and deadlines quietly pass while you’re still healing. The sooner you talk to an attorney, the more they have to work with — and the better positioned you are to recover what you’re actually owed.
What Is This Going to Cost?
No Fee Unless You Win
Personal injury attorneys typically work on a contingency fee basis, meaning you pay nothing unless compensation is recovered on your behalf. If you’re already dealing with medical bills and missed work, the last thing you need is a legal fee you can’t afford.
What Does It Mean to Settle a Case?
A settlement is a legally binding agreement between you and the at-fault party’s insurance company that resolves your case without going to trial. It can cover various types of compensation, including medical expenses, vehicle repairs, lost income, pain and suffering, and future medical costs.
Most car crash cases settle before trial, but having an experienced attorney ready to litigate is often what pressures insurers into offering fair compensation. Without that threat, they have little reason to move off a low number.
Don’t Wait Too Long to Act
Every state sets a deadline for filing a personal injury claim after a car crash, typically between one and three years from the date of the incident. Miss that window, and you lose your right to compensation permanently, regardless of how strong your case is.
But the filing deadline isn’t the only clock that matters. Insurance companies pay close attention to how quickly you seek medical treatment after a crash. A gap between the accident and your first visit to a doctor gives an adjuster an opening to argue that your injuries weren’t serious, or that something else caused them in the meantime. Even if your case is otherwise strong, delayed treatment can be used to reduce or dispute your claim. Prompt medical care isn’t just about your health — it’s part of protecting the value of your case.
What to Do in the Hours and Days After the Accident
- Call the police and make sure an official report is filed
- Photograph everything at the scene: vehicle damage, weather conditions, physical injuries, and traffic signals
- Do not apologize, admit fault, or discuss your insurance policy with the other driver’s insurer
- Exchange insurance information and license details with all drivers involved
- Seek medical attention immediately, even if you feel fine — concussions and other serious injuries often appear days later
- Keep a simple journal about your pain each day. Note what you can’t do and how it affects your mood — this kind of record really helps when it’s time to negotiate
- Contact an experienced attorney before giving any recorded statement to insurance adjusters
From Mid-Atlantic Law Press
Recovery and Rights
Want to go deeper than a single estimate? Recovery and Rights: A Comprehensive Guide to the Personal Injury Journey is Daniel J. Conidi’s full 16-chapter guide to how personal injury claims actually work — from the moment of the accident through choosing the right attorney and understanding what a fair settlement really looks like. Written by an author with 26 years of federal investigative experience and nearly 14 years handling these cases directly, available in English and Spanish.
Frequently Asked Questions
Will filling out the calculator affect my legal rights or deadlines?
No. Using the Case Value Assessment™ tool does not file a claim, start a lawsuit, or affect any deadline that applies to your case. It’s simply a tool to help you understand a potential range of value. Keep in mind, though, that filing deadlines are still running in the background — so it’s worth acting sooner rather than later regardless of when you use the calculator.
Does using the calculator create an attorney-client relationship?
No. The Case Value Assessment™ tool provides a general estimate based on the information you enter. It is not legal advice, and no attorney-client relationship is formed unless and until you sign a separate engagement agreement with an attorney.
How accurate is my estimate?
Your estimate is a starting point, not a guarantee. It’s based on patterns from comparable case types and factors like injury severity, lost income, and medical treatment — but every case is different. A full review by an attorney, including your medical records and incident report, is the only way to get a precise valuation.
What if I was partially at fault for the accident?
Most states, including Illinois, allow you to recover compensation even if you were partially at fault for the accident — though your award is typically reduced by your percentage of fault, and some states cut off recovery entirely once your fault reaches a certain threshold. The rules vary significantly depending on where the accident happened, so this is exactly the kind of detail worth discussing with an attorney early on.
Should I accept the insurance company’s first offer?
Generally, no — not before speaking with an attorney. Initial offers are often well below the true value of a claim, and once you accept, you typically give up your right to pursue further compensation, even if new injuries or costs surface later.
What happens after I get my estimate?
You’re free to do whatever you’d like with it. If you’d like a free consultation to discuss your case further, you can request one — there’s no pressure and no obligation to retain any specific attorney.
Find Out What Your Case Is Worth
Free, fast, and no obligation — get your estimate now, or talk to our team directly.